1. RESTAURANT MEALS.
2. ALCOHOL IN RESTAURANTS.
3. MEAL KITS
4. BUYING MORE FOOD THAN YOU WILL NEED.
5. GROCERIES: MAKE A LIST AND STICK TO IT.
6. CREDIT CARD INTEREST.
7. BANK FEES.
8. LATE CHARGES.
9. HEATING AND COOLING.
10. SMOKING.
11. LOTTERY TICKETS.
12. CABLE-TV.
13. NEWSPAPERS.
14. MOBILE PHONE INSURANCE.